Light
Everyday clarity
Cash flow, activity, accounts, and assets.
- Home
- Activity
- Personal
- Assets
- Insights
YOUR FINANCIAL OPERATING SYSTEM
See your whole financial life. Decide with clarity.
Personal and joint finances for individuals, couples, and property owners. Add records manually or import a workbook to understand cash flow, accounts, and assets.
- Private by design
- Multi-currency
- Responsive
- Website, web app, Android, and iOS
SAMPLE WORKSPACE Pro experience shown
SEE IT IN ACTION
One product on your phone, tablet and browser.
Real screens from the Financeia apps, shown with the fictional sample workspace. Choose a device and a screen, or let the tour play.
Home
Net worth, cycle income, spending and budget together in one overview.
- Budget month follows your pay cycle
- Open the records behind a figure
Screens captured from the current apps with the fictional sample workspace.
ONE PLATFORM · YOUR LEVEL OF DETAIL
Start clear. Go deeper whenever you need.
Light and Pro use the same records. Switch in one click without moving or losing data.
Pro
Advanced control
Planning, reconciliation, portfolio context, and deeper reports. For complex financial lives
- Home
- Books
- Plan
- Portfolio
- Entities
- Analysis
CASH FLOW
Understand movement
Income, consumption, and transfers stay distinct.
Record · review · explain
CAPITAL
Value what you own
Accounts, holdings, property, and manual valuations.
Own · value · review
LEDGER
Trace every event
Savings, purchases, and adjustments retain their accounting meaning.
Post · classify · trace
CURRENCY
Preserve context
Reporting views never erase the original currency.
Original · converted · dated
ONE CLEAN WORKFLOW
Record. Verify. Understand.
Record naturally
What happened?
A salary arrives: one event, posted to its account with its category and date.
Verify impact
What changed?
Income less consumption updates at once. Transfers between your own accounts never count as income.
See context
What matters next?
Analysis shows net cash flow, savings rate and the records behind each figure.
TRY IT HERE
Everything connected, down to the source record.
These controls work on the fictional sample the same way the app does. Try them.
MULTI-CURRENCY
Every currency, one picture
Pick a display currency. Totals convert with your saved rates, while each account keeps its original currency.
- Everyday checkingOriginal · $4,250$4,250
- Euro savingsOriginal · €8,400$9,130.43
- Dirham accountOriginal · AED 15,600$4,247.79
Total in USD$17,628.22
Illustrative sample rates, not live quotes.ENTITIES AND CAPITAL
Personal and business, never mixed
Switch the financial scope. Business activity stays with its entity, and owner capital is kept apart from income and spending.
Owner capital moves inside the group, so consolidation does not count it twice.
BUDGET CYCLE
Budgets on your pay cycle
Start the budget month on payday, and choose whether weekends move it to the previous weekday.
Sep 25 – Oct 22Cycle elapsed 54%Spent $2,450 / $6,000
PORTFOLIO
Everything you own, with evidence
Hover or tap a slice. Holdings keep their real units, such as grams of gold or shares, and every value carries its date.
Net worth$245,900
PRIVACY
Private in public places
One tap hides every amount across the app. Your records do not change.
Net worth$246,425
Income$9,200
Spending$3,425
LANGUAGES
20 languages, right-to-left included
The interface, guided tour and PDF reports follow the language you choose.
+12 more
صافي الثروة246,425 US$
دخل9,200 US$
الاستهلاك3,425 US$
DECISION INTELLIGENCE
Know what moved and why.
Date, currency, definition, and source stay close to every number.
- Decision-readyPosition → movement → source
- Freshness visibleRecorded · estimated · stale
- ExplainablePrompts, not black-box advice
RECORDED CASH FLOW$3,145
5 sample events| Component | Value |
|---|---|
| Income | $5,010.21 |
| Consumption | $1,865.21 |
| Net cash flow | $3,145 |
| Recorded events | 5 |
Hover a bar or choose a part of the bridge to see what it counts.
AI CONNECTIONS · MCP
Your assistant. Your finances. Your control.
Connect a compatible AI assistant through MCP to explore your recorded finances and prepare changes for review.
Set up AI connectionsChoose what to share
Select the profiles and read or propose permissions for each connection.
Ask with context
Explore recorded balances, spending and portfolio information, even when your phone is offline.
Review before anything changes
AI prepares proposals. You approve or decline them in Financeia, and can revoke access at any time.
PERSONAL OR FAMILY
Three clear tiers for each kind of workspace.
Choose who shares the workspace, then select Essential, Smart, or Pro. Every subscription includes Light and Pro interface modes.
Personal finance
Essential
1 memberA complete personal finance toolkit, with unlimited accounts, budgets, goals, and portfolio tracking.
Plan together
Smart
2 members · 5 entitiesPrivate Personal profiles and one Joint profile. Choose what to share and who can access it.
Room to grow
Pro
5 members · Unlimited entitiesEverything in Smart, with more members, unlimited entities, and advanced financial analysis.
SECURITY, BUILT IN
Clarity needs a trusted foundation.
Identity boundaries, revocable sessions, isolated workspaces, and auditable events.
- PrivateAuthenticated workspace
- TraceableMeaning and lineage retained
- AdaptiveResponsive and multi-currency
PRODUCT NOTES
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YOUR COMPLETE FINANCIAL PICTURE
Clarity, at a glance. Depth, when needed.
Explore the product with a private sample workspace, then sign in when you are ready.